Finance Tools
SIP Calculator
Plan your SIP investments or calculate how much to invest to reach your financial goals.
Invested vs Returns
Calculations assume a constant interest rate and regular repayment schedule. Actual loan costs may vary.
Growth Over Time
Frequently Asked Questions
What is SIP? +
A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds every month. It averages your purchase cost over time and benefits from compounding.
What return rate should I assume? +
Equity mutual funds have historically delivered 10–14% CAGR over long periods. Use conservative estimates (10–12%) for long-term planning.
What is the difference between Investment Mode and Goal Mode? +
Investment Mode calculates what your fixed monthly SIP will grow to. Goal Mode works backwards: you enter your target amount and it tells you how much to invest monthly to reach it.
Does inflation affect my SIP returns? +
Yes. The same nominal amount will have less purchasing power in the future. The Goal Mode accounts for inflation by adjusting your target upward.